We accept applications from anyone who is above 18 years of age with a minimum income of S$20,000 per year. You must also be resident in Singapore i.e. a Singapore citizen, Singapore permanent resident or a foreigner holding an employment or S pass.
Depending on the complexity of the loan application, loan amount and tenor, processing fees may be as low as 1%. Average processing fees should be in the region of 3% to 5%.