It is amazing isn’t it? We believe that no one should over pay for their loans. Our unique approach to credit scoring and assessment delivers the lowest possible rates. This means big savings for you. We are able to deliver on this promise because we are (i) efficient (ii) digital and (iii) innovative.
We do not incur unnecessary costs and are able to process applications efficiently and effectively. This means that savings can be passed onto our borrowers.
The use of technology to analyse and process data and information enables us to assess our borrowers’ individual credit risk. This enables us to price our loans individually which means our borrowers benefit from not having to subsidise other borrowers.
We offer loan products that put our borrowers first. Innovation comes with the way these products are offered to our borrowers and what our borrowers can do with them. Old school approaches used by banks and finance companies are replaced with our new approach to personal finance. Our borrowers pay a lower interest rate because we are confident that they can repay the loans back.