What is not considered income for the purpose of obtaining a loan? Grace QianNow May 02, 2019 08:05 Inconsistent investment income or dividends from stocks Unrealized gains from equity Signing bonuses or relocation packages Any income that is non-recurring Related articles Can I use my household or spousal income? How are interest payments calculated? What are the documents that are required for application? When would I know if I am successful in my application? Is there a penalty if I repay my loan early if full?